The following is a partial list of programs offered by Nationwide Fair Lending with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 949-200-8673.
This particular program is used for a subject property regarding business purpose. The subject property can be owner-occupied or non-owner occupied as long as the funds are used for investment and/or business purposes.
Cannabis real estate loans can be used to purchase land or property to establish a farm and dispensary, it can serve to fill a financing gap that might be hindering business owners from buying new equipment and expanding operations
For a commercial loan, the lending decision is based on the “commercial asset” (Property) The loan is secured by a first mortgage. This is a great alternative to traditional bank financing. Our commercial loan programs offer financing on office, retail, industrial and mixed-use properties.
A construction loan is a short-term, interim, or temporary loan usually lasting from 9 to 12 months for a single-family home and 18 to 24 months for a more major project such as an apartment building These loans are great alternatives to conventional or government loan programs. 1st or 2nd Trust Deed provides funds for ground-up or to finish construction on single-family, multi-family and commercial properties.
A fix and flip loan is short-term financing that real estate investors use to buy and renovate a property in order to resell it for a profit, a process known as house flipping. This can bridge the gap between the buyer’s capital and the property’s purchase price and renovation costs.
Foreign National loan programs help non-U.S. Citizens purchase and/or refinance property when traditional lenders will not. These loans are the lending solution for individuals who live outside the U.S. but would still like to invest in real estate.
These types of loans are used to finance the purchase of a plot of land. They are used when the buyer is interested in buying a piece of land to build a home or utilize for business purposes.
We allow homeowners to use the equity in their current home to facilitate the purchase of their new owner-occupied home before they have sold their existing home. This Bridge Loan allows a buyer to make an attractive and solid non-contingent offer on their new home purchase.
If you or your borrowers are looking to avoid foreclosure on their home, your best option is a foreclosure bailout loan, which acts as a refinance loan for struggling homeowners. You cannot go to a traditional financing institution, like a bank, because they do not offer financing in foreclosures.
For borrowers who cannot qualify through traditional means of financing, our creative lending programs, can contribute to refinancing your current mortgage or provide financing for your next home purchase.
